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(626) 340-2288 
leo@lendco365.com
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California’s Premier Mortgage Lender
Choose Your Type of Loans
Purchase a home
Purchase a home
Purchase a commercial property
Purchase a commercial property
Refinance a home
Refinance a home
Refinance a commercial property
Refinance a commercial property
Get cash out from my home equity
Get cash out from my home equity
We Are Fully Dedicated to support you
Talk to a loan officer.
Expert advice is at your fingertips. Our Home Loan Experts are available to answer all your mortgage questions.
BORROWERS THAT CANNOT DOCUMENT INCOME WITH TAX RETURN OR W-2
Are you looking to purchase or refinance a primary residence, a second home or an investment property including commercial buildings?
Lendco 365 has wide variety of alternative doc types to utilize such as: 1099 Only, a CPA/EA prepared P&L, a Written VOE Only, Stated Income with No ratio, Asset Utilization, Personal or Business Bank Statements.
- Loan Amounts up to $3.5MM
- Purchase, Refinance rate & term up to 90% loan to value
- Max Cash-Out up to 85% LTV
- 40 Year interest only available
Current Offers
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MI Buster
Products
Our Loan Products
Owner Occupied No Ratio
A breakthrough in borrower qualification. Demonstrate ability to repay through good credit history and lower LTV. No statement of income or employment required. We serve the underbanked and understand that old tax returns don’t tell the borrower’s whole story.
Bank Statements Loan
- 10% Down payment for loans up to $2,500,000
- Owner occupied and second homes
- 2 Months to 12 Months bank statements
- Minimum Fico score for 10% down payment is 720
Stated Income
- Owner & non-owner occupied, and rental investments
- Purchase and refinance rate/term up to 80% LTV
- Cash out refinance up to 75% LTV, unlimited cash out funds
- Single family residence, 2 to 4 units, condos, PUD’s, Coops
- No tax returns, no W2’s required
Bridge Loan
This program is designed for borrowers looking to refinance a non-owner occupied Single Family Residence, Condo, Condotels, and 2-4 unit properties…
Prime Jumbo Max (30 Year Fixed)
Lendco 365 has multiple Prime Jumbo products designed to help you choose more loans vs. big banks and retail lenders. Each is tailored to borrowers with different circumstances
Refinance and Cash-out
Every borrower deserves a loan, and with our bridge loan product they can get it. Those borrowers looking to refinance N/O/O SFR, Condo’s, Condotels, and 2-4-unit properties…
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Latest News
PORTFOLIO 365 LOAN IS HERE…
Lendco 365 announces the Release of Portfolio365 A New CPA or Borrower-Prepared P&L Only and Written Verification of Employment Non-QM Portfolio Product Portfolio365 is a new portfolio product designed to help our business partners stay competitive in this everchanging market. Ideal for highly qualified borrowers who need more flexibility than traditional qualifying guidelines allow but do …
CONVENTIONAL LOANS NOW AT 620 FICO SCORE
CONVENTIONAL LOANS NOW AT 620 FICO SCORE As California Premier Mortgage Lender, nobody does conventional loans like us. We combine competitive rates, groundbreaking tools and technology, and a fast, easy process to help you deliver a worry-free mortgage experience. 620+ FICO Primary, second and investment properties Loan amounts up to county loan limit Eligible for …
HARD MONEY LOANS IN CALIFORNIA FAST 10 DAYS CLOSING!
Hard money loans is designed to help borrowers pulls cash out from their home equity without the hassle of traditional full documents. Hard money loans can provide the funds you need and use your home equity as collateral under 2nd or 3rd trust deed without paying off your low rate 1st trust deed mortgage. Hard …
HARD MONEY LOANS IN CALIFORNIA FAST 10 DAYS CLOSING! Read More »
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Steven M
I have dealt business with Leo Liang for the last 20 years, I highly Recommend Leo Liang (Lendco 365 Inc.) in his knowledge, work ethics and attention to detail to complete the task.