Bridge Loan

This program is designed for borrowers looking to refinance a non-owner occupied Single Family Residence, Condo, Condotels, and 2-4 unit  properties.

Our bridge products are usually used by Real Estate owners that only want to borrow money for a short period of time (usually up to 36 months), then want to exit out of our loan to obtain bank financing. It has been called a very inexpensive hard money loan to get the borrower over the hump! These loans are Interest Only!

• NO Income Proof Needed
• All loans are No Income Verification
  NO Income Stated on 1003 application
• NO Debt-to-Income Ratios
  NO Debt Service Coverage Ratio
• calculated on residential properties
• LTV up to 80%
• Loan Amounts from $100,000 to $8,000,000
• Lending to LLCs, S-Corp, C-Corp, Trusts, or Individuals
• Property types: Single Family Residence, Condo, Condotels,  Townhomes, 2-4 units, & Commercial property types include Multi family, Mixed Use, Office & Retail
• Interest Only 12 months, 24 months, 36 months or 60 months
• Foreign Nationals – OK
• 75% Gift of Equity – OK
  Refi with Property Listed for Sale in last 3 months – OK
• Rural Properties – OK
  Federal / State Tax Liens and Judgements – All tax liens and judgements must be paid through closing in excess of $2500.
• All Income tax liens and judgements must be paid through closing if it affects title
• 1 Month bank statement to source down payment and closing cost