Stated Income

  • Owner & non-owner occupied, and rental investments
  • Purchase and refinance rate/term up to 80% LTV
  • Cash out refinance up to 75% LTV, unlimited cash out funds
  • Single family residence, 2 to 4 units, condos, PUD’s, Coops
  • No tax returns, no W2’s required
  • Up to 50% debt to income ratio
  • 100% Gift funds allowed for down payment, closing cost and reserves
  • Cash out proceed may be used for reserves
  • Minimum Fico as low as 660
  • Loan amounts up to $3,000,000
  • 5/6 ARM, 7/6 ARM, 15 years or 30 years fixed
  • Interest only available

Residential Application

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